Specializing In Home Loans
You deserve to work with a mortgage specialist who prioritizes your needs.
meet Scott
Hi there! I'm Scott, a Licensed Mortgage Broker dedicated to assisting families in purchasing homes throughout the state of Colorado.
My promise to those who collaborate with me is clear: deliver a straightforward and smooth experience in obtaining home financing while remaining accessible to my clients.
I specialize in First time Homebuyers, Seasoned Homebuyers, Veterans, and Investment Buyers.
To get started, click, “APPLY FOR MORTGAGE FINANCING” button below!
LOAN PRODUCTS
Down payments as low as 3%
PMI required over 80% LTV
CONVENTIONAL LOANS
Credit scores down to 580
Down payments as low as 3.5%
FHA LOANS
No down payment required
Special loan terms available for Veterans & active duty military
VA LOANS
down payment assistance
Down Payment Assistance Grant*
Up to the lesser of $25,000 or 3 percent of your first mortgage**
(Example: Get up to $6,000 on a $200,000 mortgage)No repayment required
Second Mortgage Loan*
Up to the lesser of $25,000 or 4 percent of your first mortgage**
(Example: Get up to $8,000 on a $200,000 mortgage)Repayment of loan balance deferred until certain events, such as payoff of your first mortgage, or the sale or refinance of the home, or the home is no longer your primary residence.
Get the house you really want with a higher balance than a traditional mortgage loan
JUMBO
Qualify using alternative methods of income verification
non-qm
book an appOINTMENT with Scott Smith
Experience top-notch service and support for all your mortgage needs. We are dedicated to helping you make the right financial decisions. Book an appointment today and let's start your homebuying journey!
